GAP Finance & Contract Hire

Gap Insurance covers the difference between your insurance offer at the point your car is written off or declared a total loss and the value of your car when you bought it.

Covered in minutes

Buy online in minutes, No more paperwork.

Flexible to suit you

Choose your cover to suit what you need.

Drive worry-free

Minimise financial worry hitting the road in your new car.
Buy online
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GAP Finance & Contract Hire

Gap Insurance covers the difference between your insurance offer at the point your car is written off or declared a total loss and the value of your car when you bought it.

Covered in minutes

Buy online in minutes, No more paperwork.

Flexible to suit you

Choose your cover to suit what you need

Drive worry-free

Minimise financial worry hitting the road in your new car.
Buy online
Contact me
Buy online
Contact me
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Product Details

This Policy is introduced to you by the Introducer and issued by Stubben Edge (Risk) Limited (943286) who is authorised and regulated by the Financial Conduct Authority. Stubben Edge (Risk) Limited (09073942) is registered in England and Wales. The Policy is underwritten by Novus Underwriting Limited on behalf of Helvetia Schweizerische Versicherungsgesellschaft in Liechtenstein AG.

This document provides a summary of the key information relating to GAP Combined RTI policy cover. This insurance is designed to pay the shortfall between the amount a motor insurer pays on a motor insurance policy and the agreed valuation of your motor vehicle, following a total loss.


What you need to know

We won’t hide this in the T&Cs – we want to make sure you know exactly what you’re covered for, and any important exclusions that apply to your policy.


For more details, here are some key documents:

Policy wording

Insurance product information document

Key facts

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Insurer:

Helvetia

Residency Requirements:

UK Only

Policy Term:

12, 24, 36 or 48 months depending on cover selected.

Policy Target Market Suitability:

You already have comprehensive vehicle insurance.

You have paid for your vehicle OR pay a finance agreement for your vehicle.

Policy Likely Unsuitable for:

Any amount not relating to the market value of the vehicle at the time of purchase.

Vehicles used beyond private utility.

 

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Insurer:

Helvetia

Residency Requirements:

UK Only

Policy Term:

12, 24, 36 or 48 months depending on cover selected.

Policy Target Market Suitability:

You already have comprehensive vehicle insurance.

You have paid for your vehicle OR pay a finance agreement for your vehicle.

Policy Likely Unsuitable for:

Any amount not relating to the market value of the vehicle at the time of purchase.

You have a used motor that depreciates more slowly

Vehicles used beyond private utility.

 

Policy Benefits:

In the event of your vehicle being declared a total loss following a fire, theft, or damage sustained as a result of an accident, malicious damage or flood occurring after the start date and before the end date, and following you making a valid claim with your vehicle insurer.

Policy Exclusions:

Any amount due under a finance agreement relating to arrears, dealer fitted options, insurance or warranty, and any interest payable on these items, or any amount not relating directly to the market value of the vehicle at the time of purchase.

Policy Benefits:

In the event of your vehicle being declared a total loss following a fire, theft, or damage sustained as a result of an accident, malicious damage or flood occurring after the start date and before the end date, and following you making a valid claim with your vehicle insurer.

Policy Exclusions:

Any amount due under a finance agreement relating to arrears, dealer fitted options, insurance or warranty, and any interest payable on these items, or any amount not relating directly to the market value of the vehicle at the time of purchase.

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