Home Emergency Insurance

Protect your home against emergencies for as little as £2.72 per month.

Claim up to 3 times per year

Quick and easy claims process for your peace of mind.

Choose excess ranging from £0 to £95

Flexible to suit you.

Choose your Cover from £500 or £1000

Choose your cover to suite what you need.
Buy online
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Home Emergency Insurance

Protect your home against emergencies for as little as £2.72 per month.

Claim up to 3 times per year

Quick and easy claims process for your peace of mind.

Choose excess ranging from £0 to £95

Flexible to suit you.

Choose your Cover from £500 or £1000

Choose your cover to suite what you need.
Buy online
Contact me
Buy online
Contact me
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Instant quote

A small leak, or electrical fault can quickly turn into a massive disaster. Insure against these unforeseen emergencies with our Home Emergency Insurance.

HE Quote STYLING
The maximum amount that we will cover you for.
The amount that you will have to pay in the event of a successful claim.
Your annual quote:   

Product Details

This Policy is provided by Stubben Edge (Risk) Limited (company number 09073942) who is authorised and regulated by the Financial Conduct Authority (‘FCA’) reference number 943286. The Policy is underwritten by Novus Underwriting Limited on behalf of Helvetia Schweizerische Versicherungsgesellschaft in Liechtenstein AG.

This insurance provides cover for an approved engineer’s callout charges, labour, parts and materials following certain sudden and unexpected events occurring at your home which, if not dealt with quickly, would cause damage or further damage, or make your home insecure or unsafe, or cause a health or safety risk to you or others.


What you need to know

We won’t hide this in the T&Cs – we want to make sure you know exactly what you’re covered for, and any important exclusions that apply to your policy.


For more details, here are some key documents:

Policy wording

Insurance product information document

Key facts

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Insurer:

Helvetia

Residency Requirements:

UK Only

Policy Term:

12 months

Customer Age at Start of Policy:

Min 18

Policy Target Market Suitability:

Aged 18+ at the time of purchasing this insurance.

You have a permanent residence in the United Kingdom.

The home is your main permanent place of residence. 

Policy Likely Unsuitable for:

Home is not owned/occupied by you as a private residence with no business use.

Flats or apartments, rented and let properties, commercial and business premises, mobile homes and bedsits are not eligible for cover.

You/Your home don't meet eligibility requirements at the start date of your policy.

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Insurer:

Helvetia

Residency Requirements:

UK Only

Policy Term:

12 months

Customer Age at Start of Policy:

Min 18

Policy Target Market Suitability:

Aged 18+ at the time of purchasing this insurance.

You have a permanent residence in the United Kingdom.

The home is your main permanent place of residence. 

Policy Likely Unsuitable for:

Home is not owned/occupied by you as a private residence with no business use.

Flats or apartments, rented and let properties, commercial and business premises, mobile homes and bedsits are not eligible for cover.

You/Your home don't meet eligibility requirements at the start date of your policy.

Policy Benefits:

External Water Supply Pipe

Leakage or blockage of the mains water supply between the stopcock in your home and the point where it is connected to the public or shared water supply.

Plumbing

Failure of, or damage to, the internal plumbing system, including the toilet(s), which causes internal water leakage, flooding, or water damage.

Policy Exclusions:

Pipework outside the boundary of your home.

Leaks from household appliances, sinks, baths, or showers where the leak only occurs when the item is in use.

Frozen pipes which have not caused any damage.

Guttering or rainwater downpipes, rainwater drains and soakaways.

 

Policy Benefits:

External Water Supply Pipe

Leakage or blockage of the mains water supply between the stopcock in your home and the point where it is connected to the public or shared water supply.

Plumbing

Failure of, or damage to, the internal plumbing system, including the toilet(s), which causes internal water leakage, flooding, or water damage.

Policy Exclusions:

Pipework outside the boundary of your home.

Leaks from household appliances, sinks, baths, or showers where the leak only occurs when the item is in use.

Frozen pipes which have not caused any damage.

Guttering or rainwater downpipes, rainwater drains and soakaways.

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Frequently asked questions