Private Car Motor Insurance

Protect yourself and your car against loss, damage and legal liability.

Covered in minutes

Buy online in minutes, No more paperwork.

UK & EU cover

Assistance provided both within the UK and Europe.

Choose your level of cover

Choose your cover to suit what you need.
Buy online
Call me back
Contact me

Private Car Motor Insurance

Protect yourself and your car against loss, damage and legal liability.

Covered in minutes

Buy online in minutes, No more paperwork.

Choose your level of cover

Choose your cover to suit what you need.

UK & EU cover

Assistance provided both within the UK and Europe.
Buy online
Contact me
Buy online
Contact me
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Product Details

This insurance is underwritten by ERS (Syndicate 218 at Lloyd’s) which is registered in the UK. IQUW Syndicate Management Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Registered number: 204851.

Comprehensive cover – You are covered for loss or damage caused by accidental damage, fire, theft and third party liability cover.


What you need to know

We won’t hide this in the T&Cs – we want to make sure you know exactly what you’re covered for, and any important exclusions that apply to your policy.


For more details, here are some key documents:

Policy wording

Insurance product information document

Key facts

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Insurer:

ERS

Territory Limits:

The United Kingdom, the Channel Islands and the Isle of Man

Travel Limits:

90 days per trip, 180 days per policy period.

Policy Term:

12 months

Policy Target Market Suitability:

Suitable for social, domestic and pleasure purposes.

UK Residents.

 

Policy Likely Unsuitable for:

Trips outside of the UK for longer than half the policy duration.

Vehicles used beyond personal use.

Image

Insurer:

ERS

Territory Limits:

The United Kingdom, the Channel Islands and the Isle of Man

Travel Limits:

90 days per trip, 180 days per policy period.

Policy Term:

12 months

Policy Target Market Suitability:

Suitable for social, domestic and pleasure purposes.

UK Residents.

 

Policy Likely Unsuitable for:

Trips outside of the UK for longer than half the policy duration.

Vehicles used beyond personal use.

Policy Benefits:

Whilst driving your vehicle you will be covered for any one claim or claims arising out of one incident following: 

Property damage up to £20,000,000; 

Property damage costs/expenses up to £5,000,000; 

Legal costs up to £35,000. 

Policy Exclusions:

Your policy excesses as shown in policy documentation. 

Compensation for not being able to use your vehicle. 

Damage or loss due to wear and tear, failures, breakdowns or breakages of mechanical, electrical or computer equipment. 

Policy Benefits:

Whilst driving your vehicle you will be covered for any one claim or claims arising out of one incident following: 

Property damage up to £20,000,000; 

Property damage costs/expenses up to £5,000,000; 

Legal costs up to £35,000. 

Policy Exclusions:

Your policy excesses as shown in policy documentation. 

Compensation for not being able to use your vehicle. 

Damage or loss due to wear and tear, failures, breakdowns or breakages of mechanical, electrical or computer equipment. 

Contact me

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Frequently asked questions