Scratch & Dent Insurance

Cover that can help with costs should your vehicle require repair because of chips, scuffs, scratches and dents, that can be completed using the Small to Medium Area Technique (SMART).

Covered in minutes

Buy online in minutes, No more paperwork.

Discount rewards

Free access to our discount member portal.

From £15p/m

Affordable premiums.

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Scratch & Dent Insurance

Cover that can help with costs should your vehicle require repair because of chips, scuffs, scratches and dents, that can be completed using the Small to Medium Area Technique (SMART).

Covered in minutes

Buy online in minutes, No more paperwork.

Discount rewards

Free access to our discount member portal.

From £15p/m

Affordable premiums.

Get quick quote

Call me

Our friendly call center agent will be giving you a call, to share an exclusive offer for you.

What you need to know

We won’t hide this in the T&Cs – we want to make sure you know exactly what you’re covered for.

For more details, here are some key documents:

Sample policy wording

Sample insurance product information document

Key facts

You are covered for

Paint chips which are less than 300mm in length and/or diameter and no deeper than 3mm.

Dents to your car’s bodywork that are less than 300mm in length and/or diameter and no deeper than 3mm.

Paint scuffs or scratches that are less than 300mm in length and/or diameter and no deeper than 3mm.

Access to discounts and rewards

You also get fantastic online deals year-round to save you hundreds of pounds from various industries.

Fashion

The combined action of a group of people, especially when effective and efficient.

Food & Drink

The combined action of a group of people, especially when effective and efficient.

Health & Wellness

Discounts to keep you looking and feeling great! Both mentally and physically.

Home Décor

Savings on home furnishings big and small to keep every room looking great.

Fashion

Discounts on trips abroad and the extras to get you there, plus, activities closer to home.

Savings

You can even nominate your favourite stores to offer discounts on the platform.

Testimonials

See what some of our loyal customers have to say about our company. We take great pride in ensuring the highest standards of customer satisfaction.

Claire F.

Such an easy buying experience.

Lucy T.

Great service and answered all my questions.

Tom C.

This is how buying insurance should be.

Frequently asked questions

Any damage occurring or any claim made within the initial exclusion period.
More than three claims in any 12 months of cover, recommencing at each anniversary of the start date, subject to the duration of cover purchased.
The policy excess.
A vehicle with a non-standard or custom paint finish including but not limited to self-healing paint, chrome illusion paint, two-tone paint, vinyl wrap or matte finishes.
Any damage that in the opinion of the approved repairer cannot be repaired using SMART Repair or will require the work to be completed by a bodyshop.
Damage to headlights, lights, glass and wheels. Damage that has occurred as a result of a traffic accident.
Damage that is situated on your vehicle’s roof.
Damage where the paint is cracked, flaked or where any paint has been removed to reveal the underlying metalwork.

You must take reasonable care to provide complete and accurate answers to questions we ask when you take out cover, make changes to and renew a policy.
You must inform us of any:
- Existing damage to your vehicle.
- Provide us with photographs of your vehicle within 14 days of the policy inception date; and
- Change in ownership of your vehicle.
Should you wish to make a claim, you must report it to us and provide us with electronic images of the damage within a period of 14 days from the date that the minor body damage occurred. Failure to do so will result in your claim being rejected.
Within your 14-day waiting period you need to provide us with electronic images if your vehicle is older than 30 days. Failure to do so will result in termination of your policy.

You may cancel this policy within 14 days after the start of your policy (as shown in the schedule). If you contact us during this time, no charge will be made, and we will refund any premium (provided you have not made any claims and do not know of any grounds for a claim).
If you wish to cancel after this period, you are entitled to a refund, less the portion of the period of insurance which is unexpired at the time of your cancellation. We will not charge an administration fee.
If you purchased your policy through an insurance broker, please contact the broker in the first instance. If you did not purchase your policy through an insurance broker, or you are unable to contact your insurance broker, please use the details below: Call: 0207 8461 378 or Email: hello@stubbenedge.com

Call me

Our friendly call center agent will be giving you a call, to share an exclusive offer for you.