Scratch & Dent - Taxi & Driving Instructors

Runaway trollies & surprise bollards could leave your car with a bump or a scratch. Make sure you're covered.

Covered in minutes

Buy online in minutes, No more paperwork.

Up to 3 claims a year

Peace of mind for those "oops" moments.

From £15/month

Affordable premiums.
Buy online
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Scratch & Dent - Taxi & Driving Instructors

Runaway trollies & surprise bollards could leave your car with a bump or a scratch. Make sure you're covered.

Covered in minutes

Buy online in minutes, No more paperwork.

Up to 3 claims a year

Peace of mind for those "Oops" moments.

From £15/month

Affordable premiums.
Buy online
Contact me
Buy online
Contact me
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Product Details

This Policy is provided by Stubben Edge (Risk) Limited (company number 09073942) who is authorised and regulated by the Financial Conduct Authority (‘FCA’) reference number 943286. The Policy is underwritten by Novus Underwriting Limited on behalf of Helvetia Schweizerische Versicherungsgesellschaft in Liechtenstein AG.

This cover can help with costs should your vehicle require repair because of chips, scuffs, scratches and dents that can be complete using the Small to Medium Area Technique (SMART).


What you need to know

We won’t hide this in the T&Cs – we want to make sure you know exactly what you’re covered for, and any important exclusions that apply to your policy.


For more details, here are some key documents:

Policy wording

Insurance product information document

Key facts

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Insurer:

Helvetia

Residency Requirements:

England, Scotland, or Wales

Policy Term:

12 months

Vehicle Age:

Under 7 years old from date of manufacture

Policy Target Market Suitability:

You must be the registered owner and keeper of the vehicle.

Vehicles less than 7 years old at the start date of this policy.

Vehicles that have completed less than 70,000 miles at the start date of this policy.

Policy Likely Unsuitable for:

Vehicles with a non-standard or custom paint finish including but not limited to self-healing paint, chrome illusion paint, two tone paint, vinyl wrap or matte finishes.

Tyres/Alloy Wheels damaged prior to policy start date.

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Insurer:

Helvetia

Residency Requirements:

England, Scotland, or Wales

Policy Term:

12 months

Vehicle Age:

Under 7 years old from date of manufacture

Policy Target Market Suitability:

You must be the registered owner and keeper of the vehicle.

Vehicles less than 7 years old at the start date of this policy.

Vehicles that have completed less than 70,000 miles at the start date of this policy.

Policy Likely Unsuitable for:

Vehicles with a non-standard or custom paint finish including but not limited to self-healing paint, chrome illusion paint, two tone paint, vinyl wrap or matte finishes.

Tyres/Alloy Wheels damaged prior to policy start date.

Policy Benefits:

Paint chips which are less than 300mm in length and/or diameter and no deeper than 3mm.

Dents to your car’s body work that are less than 300mm in length and/or diameter and no deeper than 3mm

Scratches to your car’s body work that are less 300mm in length and/or diameter and no deeper than 3mm

Paint scuffs or scratches that are less than 300mm in length and/or diameter and no deeper than 3mm.

Policy Exclusions:

Any damage occurring or any claim made within the initial exclusion period.

More than three claims in any 12 months of cover, recommencing at each anniversary of the start date, subject to the duration of cover purchased.

The Policy Excess.

Only available in England, Scotland & Wales.

Policy Benefits:

Paint chips which are less than 300mm in length and/or diameter and no deeper than 3mm.

Dents to your car’s body work that are less than 300mm in length and/or diameter and no deeper than 3mm

Scratches to your car’s body work that are less 300mm in length and/or diameter and no deeper than 3mm

Paint scuffs or scratches that are less than 300mm in length and/or diameter and no deeper than 3mm.

Policy Exclusions:

Any damage occurring or any claim made within the initial exclusion period.

More than three claims in any 12 months of cover, recommencing at each anniversary of the start date, subject to the duration of cover purchased.

The Policy Excess.

Only available in England, Scotland & Wales.

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