Term Life Insurance

Term Life Insurance covers an individual over a specified term, providing their family with a cash lump sum upon their death. This money can be used for funerals and other arrangements, or to settle outstanding debts or other monetary concerns.  

Buy our product through our simple online journey!

Keeping your loved ones worry-free

Minimise financial worry for your family.

Get coverage simply and easily

With no restrictions on occupation or location, it's easier than ever to get life insurance cover.

Worldwide cover

Cover for wherever you are in the world.
Buy online
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Term Life Insurance

Term Life Insurance covers an individual over a specified term, providing their family with a cash lump sum upon their death. This money can be used for funerals and other arrangements, or to settle outstanding debts or other monetary concerns.  

Getting cover is simple with our new online journey!

Keeping your loved ones worry-free

Minimise financial worry for your family.

Get coverage simply and easily

With no restrictions on occupation or location, it's easier than ever to get life insurance cover.

Worldwide cover

Cover for wherever you are in the world.
Buy online
Contact me
Buy online
Contact me
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Product Details

This Term Life product is underwritten by 1Edge Insurance PCC Limited, our Group owned insurance vehicle out of Guernsey, additionally benefitting from the reinsurance capacity of the Beazley Group, a syndicate within Lloyds of London.

This Term Life product comes complete with a brand-new online journey created in-house, it has no requirements for a medical exam for most customers, and no complex underwriting criteria that most Life Insurance policies require. Further underwriting may be necessary depending on the answers provided.

This product from 1Edge fills a gap in the market for customers looking for a product that covers a short-term loan, or to bridge a gap in between jobs. It is flexible and can be taken out annually based on your specific requirements. This is different from your traditional Life Insurance product, where the term can be anything from 3 to 50 years or more!


What you need to know

We won’t hide this in the T&Cs – we want to make sure you know exactly what you’re covered for, and any important exclusions that apply to your policy.


For more details, here are some key documents:

Policy wording

Insurance product information document

Key facts

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Insurer:

1Edge

Available Sum Insured:

 

£50,000, £100,000, £150,000, or £200,000

Residency Requirements:

UK Only

Policy Term:

12 months

Customer Age at Start of Policy:

Min 18 and Max 70

Policy Target Market Suitability:

Customers aged 18-70 looking for short-term cover

Ideal for those changing jobs to cover a gap of workplace policy

Death by any cause not specifically excluded

Cover for those with dangerous occupations

Policy Likely Unsuitable for:

Customers aged over 70

Those looking for a Whole of Life/Life Assurance policy

Those looking for a long-term Life Insurance policy

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Insurer:

1Edge

Available Sum Insured:

 

£50,000, £100,000, £150,000, or £200,000

Residency Requirements:

UK Only

Policy Term:

12 months

Customer Age at Start of Policy:

Min 18 and Max 70

Policy Target Market Suitability:

Customers aged 18-70 looking for short-term cover

Ideal for those changing jobs to cover a gap of workplace policy

Death by any cause not specifically excluded

Cover for those with dangerous occupations

Policy Likely Unsuitable for:

Customers aged over 70

Those looking for a Whole of Life/Life Assurance policy

Those looking for a long-term Life Insurance policy

Policy Benefits:

A Cash Lump Sum paid to your loved ones upon death

Cover for those who spend long periods of time overseas

Cover for those who like to engage in extreme sports

Death by any cause not specifically excluded

Cover for those with dangerous occupations

Policy Exclusions:

Death resulting from being involved in criminal activity or your own criminal act

Death resulting from suicide if occurring in the first year of cover

Death resulting from the taking of alcohol or non-prescribed drugs

Death resulting from terrorism

Death resulting from war (whether declared or not)

Policy Benefits:

A Cash Lump Sum paid to your loved ones upon death

Cover for those who spend long periods of time overseas

Cover for those who like to engage in extreme sports

Death by any cause not specifically excluded

Cover for those with dangerous occupations

Policy Exclusions:

Death resulting from being involved in criminal activity or your own criminal act

Death resulting from suicide if occurring in the first year of cover

Death resulting from the taking of alcohol or non-prescribed drugs

Death resulting from terrorism

Death resulting from war (whether declared or not)

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