Tyre & Alloy Insurance
This insurance is designed to repair or replace your tyre and/or alloy wheel if it is damaged as a result of accidental damage.
Covered in minutes
Buy online in minutes, No more paperwork.3 Duration Options
Free access to our discount member portal.From £131.18/annum
Affordable premiums.Tyre & Alloy Insurance
This insurance is designed to repair or replace your tyre and/or alloy wheel if it is damaged as a result of accidental damage.
Covered in minutes
Buy online in minutes, No more paperwork.3 Duration Options
Flexible to suit you.From £2.75/month
Affordable premiums.
Product Details
This Policy is provided by Stubben Edge (Risk) Limited (company number 09073942) who is authorised and regulated by the Financial Conduct Authority (‘FCA’) reference number 943286. The Policy is underwritten by Novus Underwriting Limited on behalf of Helvetia Schweizerische Versicherungsgesellschaft in Liechtenstein AG.
This insurance is designed to repair or replace your Tyre if it is damaged as a result of accidental damage.
What you need to know
We won’t hide this in the T&Cs – we want to make sure you know exactly what you’re covered for, and any important exclusions that apply to your policy.
Insurer:
Helvetia
Territorial Limits:
UK, Channel Islands & Isle of Man.
Policy Term:
12 months or; 24 months or; 36 months
Vehicle Age at Start of Policy:
Max 7 years old
Policy Target Market Suitability:
Vehicles less than 7 years old at the start date of this policy.
Vehicles that have completed less than 70,000 miles at the start date of this policy.
Policy Likely Unsuitable for:
Vehicles without the Alloy Wheels of original specification (present on the vehicle at the time of purchase)
Tyres/Alloy Wheels damaged prior to policy start date.
Insurer:
Helvetia
Territorial Limits:
UK, Channel Islands & Isle of Man.
Policy Term:
12 months or; 24 months or; 36 months
Vehicle Age at Start of Policy:
Max 7 years old
Policy Target Market Suitability:
Vehicles less than 7 years old at the start date of this policy.
Vehicles that have completed less than 70,000 miles at the start date of this policy.
Policy Likely Unsuitable for:
Vehicles without the Alloy Wheels of original specification (present on the vehicle at the time of purchase)
Tyres/Alloy Wheels damaged prior to policy start date.
Policy Benefits:
If your Alloy or Tyre suffers accidental damage, this insurance policy will cover the repair or replacement up to a maximum of 3 claims in a 12-month period where:
Up to £1,500 (including VAT) in any one period of insurance for the cost of repairs to accidental damage to your alloy wheels.
The maximum we will pay for each claim is £150.
Up to:
Motor Vehicles, 3 tyres within the period of insurance.
Motorcycles, 2 tyres within the period of insurance.
Policy Exclusions:
The policy excess payable on each claim.
Vehicles not listed in Glass's Guide.
Wear and Tear, including any unevenly worn Tyres caused by defective steering geometry.
Cracked or buckled alloy wheels.
Non-standard, aftermarket, or alloy wheels with a split rim construction or chrome effect finish.
Theft of Tyres.
Vehicles with a non-standard or custom pain finish (including but not limited to matte finishes, chrome illusion, two tone or self-healing paint).
More than 3 claims within a 12-month period.
Other exclusions apply, see terms and conditions for
full details
Policy Benefits:
If your Alloy or Tyre suffers accidental damage, this insurance policy will cover the repair or replacement up to a maximum of 3 claims in a 12-month period where:
Up to £1,500 (including VAT) in any one period of insurance for the cost of repairs to accidental damage to your alloy wheels.
The maximum we will pay for each claim is £150.
Up to:
Motor Vehicles, 3 tyres within the period of insurance.
Motorcycles, 2 tyres within the period of insurance.
Policy Exclusions:
The policy excess payable on each claim.
Vehicles not listed in Glass's Guide.
Wear and Tear, including any unevenly worn Tyres caused by defective steering geometry.
Cracked or buckled alloy wheels.
Non-standard, aftermarket, or alloy wheels with a split rim construction or chrome effect finish.
Theft of Tyres.
Vehicles with a non-standard or custom pain finish (including but not limited to matte finishes, chrome illusion, two tone or self-healing paint).
More than 3 claims within a 12-month period.
Other exclusions apply, see terms and conditions for
full details
Contact me
Our friendly call centre agents will be happy to assist you. Please complete the form below and someone will contact you shortly.
Frequently asked questions
- The policy excess payable on each claim.
- Vehicles not listed in Glass's Guide.
- Wear and Tear, including any unevenly worn Tyres caused by defective steering geometry.
- Cracked or buckled alloy wheels.
- Non-standard, aftermarket, or alloy wheels with a split rim construction or chrome effect finish.
- Theft of Tyres.
- Vehicles with a non-standard or custom pain finish (including but not limited to matte finishes, chrome illusion, two tone or self-healing paint).
- More than 3 claims within a 12-month period. Other exclusions apply, see terms and conditions for full details.
- The vehicle must be free of any pre-existing faults at the time of issue of the policy.
- Repairs will be undertaken by our approved repairer.
The United Kingdom, the Channel Islands and the Isle of Man.
Disclosing important information
(This applies if you are a private individual taking out the insurance wholly or mainly for purposes unrelated to your
business, trade or profession).
You must take reasonable care to provide complete and accurate answers to questions you are asked when you take out
or make any changes to your policy.
Duty of fair presentation
(This applies if you are taking out the insurance contract in any other capacity)
Under the Insurance Act 2015, you have a duty to make fair representation of the risk to us before the policy starts, when you make any amendments to your cover your policy. This means you must:
a. Disclose all material facts which you know or ought to know (A "material fact" is information that would influence our decision as to whether to inure you and, if so, on what terms)
b. Make the disclosure in a reasonably clear and accessible way and.
c. Ensure that every material representation of fact is substantially correct and made in good faith
Full details of what constitutes "fair presentation" and the consequences of breaching this duty are given in the Policy Document.
You pay for your policy in full when you take your policy out.
Your cover starts on the policy start date shown on your Policy Schedule and continues for a period for the period selected
and shown I your Policy Schedule.
- You may cancel this policy within 14 days after the start of your policy (as shown in the schedule). If you contact us in
this time, no charge will be made, and we will refund any premium (provided you have not made any claims and do
not know of any grounds for a claim). - If you wish to cancel after this period, you are entitled to a refund less in respect of the portion of the Period of
Insurance which is unexpired at the time of your cancellation. We will not charge an administration fee. - You may cancel this Policy at any time, by emailing notice, or contacting us, using the details below:
Email: hello@stubbenedge.com
Call: 0207 8461 373